SAVE DRIVING TIPS

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The Risks of Driving Without Insurance

The Risks of Driving Without Insurance...more
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Top 10 Tips on Preventing DUI/DWI

Top 10 Tips on Preventing DUI/DWI...more
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Top 15 Ways to Avoid Getting Traffic Tickets

Top 15 Ways to Avoid Getting Traffic ...more
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Texting, Talking, and Driving

Texting, Talking, and Driving...more

COMMON QUESTIONS ABOUT SR22 INSURANCE

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What Is It?

What Is It?...more
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Who Needs It?

Who Needs It?...more
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How Much Does it Cost?

How Much Does it Cost?...more
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Can I Get A Quote for Non-Owners?

Can I Get A Quote for Non-Owners?...more

Impaired Driving Facts & Info

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Top 10 Facts About Getting Arrested For Dui

Top 10 Facts About Getting Arrested For Dui...more
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Interesting and Unusual Drunk Driving Facts

Interesting and Unusual Drunk Driving Facts...more
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Underage Drinking & Driving

Underage Drinking & Driving...more
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Local/State Resources

Local/State Resources...more

Drunk driving statistics

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How Big is the Problem?

How Big is the Problem?...more
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Who is Most at Risk?

Who is Most at Risk?...more

Your SR22 Insurance Resource

 What IS an SR-22?

An SR-22 shows that you will be financially responsible while operating a vehicle and is usually required if you have been convicted of a DUI or DWI.  Generally, you will be required to possess it for a few years, after which point, it is no longer necessary.

 Who Needs to Carry an SR-22?

  • If you have had a DUI or DWI.
  • Guilty of some major moving violations
  • If you were at fault for an accident and did not have insurance at the time
  • Getting several tickets close together
  • If your license has been suspended
  • If your license has been revoked

 How Long Will I Have an SR-22?

3 years is typical.  During this time, you must continuously carry SR22 insurance.  If you fail to maintain your insurance, your SR22 insurance company is legally required to notify your state, and your license will be suspended.  Since every state has different SR-22 laws, you may also want to check with our agents for additional information.

 What's The Best Way to Save On My SR22 Insurance Policy?

Simple; shop with us and you can be sure you will get the best prices from dozen's of companies!  We are not here to sell you anything, but rather help you find the best rates from all the top companies!

 Various Forms of the SR-22!

There are typically 3 forms of the SR-22 that can be issued by a particular state.  It is therefore important to get the proper type after having been issued a SR-22 form:
  • Operator’s Certificate: This type of policy will cover the motorist in the operation of any vehicle, even if not owned by the driver.  If a driver does not own a car, he or she would be covered with this type of certificate.
  • Owner’s Certificate: This type of policy covers all vehicles owned by the driver.  The vehicle must either be listed on the SR-22 or be issued as “all owned vehicles” in order to be compliant.
  • Operators-Owners Certificate: This type of certificate covers all vehicles – owned or not by the driver and is therefore the most comprehensive of the three types of SR-22 certificates.