Very few people are aware of what sr22 insurance is. The laws vary from state to state on sr22 insurance. Each state has it’s own particular rules and regulations governing the need for sr22 insurance. Following is a detailed description of the process in New Jersey.

New Jersey requires automobile insurance. In New Jersey one can loose their license for DUI/DWI, having multiple tickets or accidents or that the DMV (Division of Motor Vehicles) requires the driver to have one. sr22 insurance is the term for a paper that is issued to indicate that the driver has met all the requirements to have their license reinstated.

There are also other penalties for the above violations. These are fines, suspension of one’s license or even prison depending on other factors. These can range from driving while your license is revoked to numerous accidents and the like. This is usually up to the discretion of the judge.

When one is ready to have their license reinstated, there are steps that must be followed. One should obtain a copy of their driving record from the Division of Motor Vehicles (a $15 fee applies if done online, in person or through the mail). Next a call should be made to the Department of Motor Vehicles to find out the fee to be charged, which is usually around $55.00. If one pays all services with cash, a credit card, money order or cashier’s check, if all other requirements are fulfilled, the license will be issued on the spot at DMV.

Remember if you are getting your license that New Jersey has a 6 point system. You must have the documents to qualify for the 6 points in order to have your license reinstated. A listing of these points can be obtained at the DMV office, on the website or by calling any DMV office.