Utah SR22 Insurance

In Utah, SR22 insurance is used to monitor the auto insurance of its problem motorists, and to protect its citizens from them.  The auto insurance companies are required to submit an SR22 form for these drivers, certifying that their insurance meets at least the minimum liability coverage required by the law.  The driver will receive no notifications regarding his driving status;  it is his responsibility to maintain his auto insurance as required by law.  The SR22 certificate is also called the certificate of financial responsibility.

Three Types of SR22 Exist in Utah:

• The certificate that covers financial responsibility in cases where the driver is not the owner of the vehicle.
• The certificate that covers financial responsibility in cases where the driver owns the vehicle.
• The certificate that covers financial responsibility in cases where the driver may or may not own the vehicle.

The SR22 is Required When:

• The driver is caught driving without the required mandatory insurance.
• The driver was in an accident in which his vehicle was not insured, and the accident resulted in the death of a person.
• The driver’s license was suspended because he either refused to test for alcohol or drugs or he was convicted of driving impaired by alcohol or drugs.
• The driver had a number of moving violation on his record, like reckless driving.

The Following Occurs When an SR22 Request is Filed:

• The driver requests a filing of an SR22 from a state-licensed insurance company.
• He pays the company’s processing fee.  The amount of this fee varies with the company, and the driver will do well to shop around for the best quote.
• The driver must purchase at least the minimum liability insurance coverage required by law.  In Utah that is $25,000 for the injury or death of person, $50,000 for the injury or death of two or more people, and for property damage, $15,000.
• The insurance company sends the request to the central office, which then sends an SR22 to Motor Vehicles division in charge of financial responsibility within 30 days.
• When and if accepted, the driver will receive the SR22 from the insurance company with a letter of acceptance from the motor vehicles division.
• The driver is advised that the responsibility is his to ensure continued coverage of his vehicle, and his SR22 must be maintained for at least three years.  In the event he allows it to lapse, the insurance company is required to inform the State of the lapse, and the State will suspend the driver’s license until he reinstates the SR22.

With regard to residents from out of state, who drive a vehicle for less than 90 days each year, they will be exempted from having to file for financial responsibility in Utah.  However, if a driver plans to drive for more than ninety days per year in the state, he will be expected to maintain at least the minimum required insurance coverage required by law.

Our agents are standing by ready to find you the best SR22 insurance in Utah.  We do all the work for you, thus freeing up your time for other needs that you need to attend too.  Our quotes form above is simple, free, secure, and our agents are the best in the business, and best of all, there is no obligation to buy.

Alpine

Alta

Altamont

Alton

Amalga

American Fork

Annabella

Antimony

Apple Valley

Aurora

Ballard

Bear River City

Beaver

Bicknell

Big Water

Blanding

Bluffdale

Boulder

Bountiful

Brian Head

Brigham City

Bryce Canyon City

Cannonville

Castle Dale

Castle Valley

Cedar City

Cedar Fort

Cedar Hills

Centerfield

Centerville

Central Valley

Charleston

Circleville

Clarkston

Clawson

Clearfield

Cleveland

Clinton

Coalville

Corinne

Cornish

Cottonwood Heights

Daniel

Delta

Deweyville

Draper

Duchesne

Eagle Mountain

East Carbon

Elk Ridge

Elmo

Elsinore

Elwood

Emery

Enoch

Enterprise

Ephraim

Escalante

Eureka

Fairfield

Fairview

Farmington

Garden City

Farr West

Fayette

Ferron

Fielding

Fillmore

Fountain Green

Francis

Fruit Heights

Garland

Genola

Glendale

Glenwood

Goshen

Grantsville

Green River

Gunnison

Hanksville

Harrisville

Hatch

Heber City

Helper

Henefer

Henrieville

Herriman

Hideout

Highland

Hildale

Hinckley

Holden

Holladay

Honeyville

Hooper

Howell

Huntington

Huntsville

Hurricane

Hyde Park

Hyrum

Independence

Ivins

Joseph

Junction

Kamas

Kanab

Kanarraville

Kanosh

Kaysville

Kingston

Koosharem

Laketown

La Verkin

Layton

Leamington

Leeds

Lehi

Levan

Lewiston

Lindon

Loa

Logan

Lyman

Lynndyl

Manila

Manti

Mantua

 

 

Mapleton

Marriott-Slaterville

Marysvale

Mayfield

Meadow

Mendon

Midvale

Midway

Milford

Millcreek

Millville

Minersville

Moab

Mona

Monroe

Monticello

Morgan

Moroni

Mount Pleasant

Murray

Myton

Naples

Nephi

New Harmony

Newton

Nibley

North Logan

North Ogden

North Salt Lake

Oak City

Oakley

Ogden

Ophir

Orangeville

Orderville

Orem

Panguitch

Paradise

Paragonah

Park City

Parowan

Payson

Perry

Plain City

Pleasant Grove

Pleasant View

Plymouth

Portage

Price

Providence

Provo

Randolph

Redmond

Richfield

Richmond

Riverdale

River Heights

Riverton

Rockville

Rocky Ridge

Roosevelt

Roy

Rush Valley

St. George

Salem

Salina

Salt Lake City

Sandy

Santa Clara

Santaquin

Saratoga Springs

Scipio

Scofield

Sigurd

Smithfield

Snowville

South Jordan

South Ogden

South Salt Lake

South Weber

Spanish Fork

Spring City

Springdale

Springville

Sterling

Stockton

Sunnyside

Sunset

Syracuse

Tabiona

Taylorsville

Tooele

Toquerville

Torrey

Tremonton

Trenton

Tropic

Uintah

Vernal

Vernon

Vineyard

Virgin

Wales

Wallsburg

Washington

Washington Terrace

Wellington

Wellsville

Wendover

West Bountiful

West Haven

West Jordan

West Point

West Valley City

Willard

Woodland Hills

Woodruff

Woods Cross