West Virginia SR22 Insurance
West Virginia SR22 Insurance
SR22 Insurance in West Virginia
While West Virginia is currently not a state that requires SR22 insurance, they still require all drivers to be insured. This means that if you don’t own a vehicle or if you do, we can help you find cheap auto insurance in West Virginia. Keep in mind that the Department of Motor Vehicles will want to see proof of insurance before they renew or start a driver’s license for you.
Drivers without a car can still get affordable insurance but the policy will only cover liability since there is no specific car to insure. If you borrow a car from a friend, make sure that they have insurance on the car that includes comprehensive and collision because it will not be covered by your non-owner policy.
While many states have adopted this type of “high risk” insurance, West Virginia provides different penalties and legal consequences to moving and insurance violations.
In West Virginia, you are only required to obtain liability coverage that meets state minimums. Moreover, you must carry proof of insurance coverage and register your vehicle’s policy. While not an SR22 policy, you still must meet minimum coverage amounts, which are:
- $25,000 for one cash, one injury
- $50,000 for one crash, two or more injuries
- $25,000 property damage
The property damage will provide coverage for the driver and
whomever is driving the vehicle in the case of an accident.
If you or a family member are driving and involved in a accident the insurance company will pay for damages occurred from the accident up to $25,000. If there is damages above and beyond that you will be responsible for the remaining money owed.
Regardless of your driving history, we’re here to help. Ready to get started? Sit back, relax,
and discover an easier way to get the coverage you need.
Reinstating Driving Privileges in West Virginia
While an SR22 form does not need to be completed in West Virginia in order to reinstate driving privileges, you will still need to meet other requirements. The requirements that must be met will depend on your conviction. For example, if you are convicted of a DUI, you will have a required incarceration period and revocation period that must be met before you can apply for a new license.
Additionally, you will have both court fines and reinstatement fees. Other states are similar in the way that they handle serious convictions, with one exception. An SR22 policy will also be required in many other states outside of West Virginia.
West Virginia SR22 Insurance Page Updated 7/20/2020 We operate in all 50 states. No matter where you live, we can help you find great SR22 insurance.
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